Unlock Your Property's
True Financial Value
Mortgage your residential or commercial property to get loans up to ₹5 crores at the lowest interest rates. Keep using your property while you repay.
₹5Cr
Max Loan Amount
9.5%
Starting Rate p.a.
15 Yrs
Max Tenure
Get Your Property Loan Quote
Free valuation estimate — no commitment
Why Choose PaisaSetu.com LAP?
Get the most out of your property with competitive rates and flexible terms.
Up to ₹5 Crores
Unlock the maximum value of your residential or commercial property.
Starting 9.5% p.a.
Lower interest rates than personal loans since your property acts as collateral.
Up to 15 Years Tenure
Long repayment tenure keeps your EMIs affordable and manageable.
Residential & Commercial
Mortgage both residential and commercial properties to get the best loan amount.
Continue Using Property
Keep living in or using your property while the loan is active.
Multiple Use Cases
Use funds for business expansion, education, medical, or any personal need.
Who Can Apply?
Documents Needed
Property Documents
Income Documents
KYC Documents
How LAP Works
Apply & Submit Docs
Share property details and personal documents online.
Property Valuation
Our partner bank conducts a professional property valuation.
Loan Disbursed
Loan amount credited to your account after legal verification.
Happy LAP Customers
"Got ₹80 lakhs against my commercial property at just 10.2%. Used it to expand my business. Excellent service!"
Vikram Nair
Kochi · Loan Against Property
"PaisaSetu.com helped me get a LAP at a much better rate than my own bank was offering. Saved lakhs in interest."
Deepa Reddy
Hyderabad · Loan Against Property
"The property valuation was done quickly and professionally. Loan disbursed within a week of application."
Suresh Gupta
Pune · Loan Against Property
Frequently Asked Questions
Unlock Your Property's Value Today
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